Some retirees underestimate the impact a big market loss may have on the future of their income. Luckily, insurance can be used to protect more than just your physical assets. It can also be used to help protect your future. Our firm focuses on helping individuals safeguard their retirement nest eggs, while still participating in market growth by offering a variety of insurance products and financial planning strategies.
With the right plan, you can potentially earn money with your money through the use of fixed annuities* and life insurance. Our firm may help you create a dependable and sustainable source of retirement income to be used now, in the future or whenever you need it most.
- Fixed Annuities
- Life Insurance
- Long-Term Care
- Health Insurance
- Medicare Supplements
As an independent insurance firm, we are able to shop dozens of insurance carriers to find the best rates and product solutions to fit your specific needs. We also offer complimentary reviews on your existing fixed annuity and life insurance contracts.
*Annuities are designed to be long-term investments. Early withdrawals may impact annuity cash values and death benefits. Taxes are payable upon withdrawal of funds. An additional 10% IRS penalty may apply to withdrawals prior to age 59 ½. Annuities are not guaranteed by FDIC or any other governmental agency. Guarantees are based on the claims paying ability of the issuing insurance company. Fixed Indexed Annuities are insurance products and not considered a security or investment. Some restrictions may apply. Call for specific details and availability.
More About Life Insurance
Do you have a financial safeguard set up to protect your loved ones after you pass away? With a well-thought-out life insurance plan, you can do just that.
The purpose of life insurance is to help provide a measure of financial well-being for your family and loved ones when you are no longer there. With the purchase of a well-planned life insurance policy, you may help ensure that your family and loved ones will be taken care of.
Life insurance may provide you with an array of benefits such as providing for funeral costs and final medical bills, along with helping with life expenses for your dependents and/or survivors. BUT, what really sets it apart from other financial options is that it receives advantageous tax treatment unlike any other financial tool. Benefits include:
- Death benefits to the beneficiary are usually income-tax-free.
- If properly owned, death benefits may be estate tax free.
- Policy loans are usually income tax free.
- Cash values can grow tax deferred during the owner’s lifetime.
As an independent insurance firm, we are able to shop dozens of insurance carriers to find the best rates and product solutions to fit your specific needs and goals. In addition, we offer complimentary reviews on your existing life insurance contracts.